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Retailers depend upon the core business of selling product to consumers and the timely collection of payments for those products. The constantly evolving payment processing industry should be vehicle for your success by providing your customers the easiest and most flexible payment solutions to help them buy more.

Cirfin™ helps Retailers and their customers leverage today’s electronic payment technologies. You can handle your payments more efficiently while spending more time providing greater customer care. Here are a few ways Cirfin™ can impact your business:

Speed up your cash flow. Cirfin™ processes your electronic check conversion and credit card purchases securely with interfaces to banks and credit card processors. This makes your checks and charges happen fast. Cash is in the bank within 48 hours.

Increase collections. Provide customers with more options for payment mean more timely payments. Cirfin™ provides multiple payment vehicles including credit cards, checks, automatic withdrawals, CirfNWebPay™ and others.

Automated recurring payment services. Provide a smart method of automatically payments from the customer’s checking account or credit card. Set up payments for a variety of frequencies including semi-monthly, quarterly, semi-annually, or annually.

Reduce your payment-related labor. Make paper checks into electronic payments. Cirfin™ includes an electronic check imager. No more trips to the bank. Simply scan checks at the point of sale and hand back to the customer. Transaction data is available on the Cirfin™ website the same day while the money automatically deposits into your account the next business day.

Spend less time collecting. Cirfin™ compares all scanned checks against a comprehensive database. Checks that don’t measure up are denied. If a check goes bad, collections are automatically managed without you ever having to pick up the phone.

Website integration. With CirfNWebPay™ you can provide your customers with a link from your Website with instant access to online payment options.

Increase productivity and portability. Cirfin™ creates electronic records of all transactions, including paper checks, at the point of transaction. All payments are now available to you for reporting, upload, and reconciliation.
 

 
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